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Difficulty verifying unknown credit card charges

💸 moneyproduct problemSingle report ●●●●● severity 3/5

A credit card holder is unsure how to verify the legitimacy of an unrecognized charge from a merchant that requires sensitive personal information to disclose transaction details.

Who's affected: A credit card holder receiving unrecognized charges from unfamiliar merchants

⚠️ Single report. This is one person's account. We mark it so until more voices confirm it.

What people do today

🔧 Fix this

Ideas a builder, maker or community group could start on:

  1. A browser extension that cross-references merchant names with known scam databases and provides contact verification
  2. A secure third-party service that acts as an intermediary to verify transaction details without sharing personal data with the merchant
  3. A standardized template for credit card issuers to provide more granular merchant metadata directly in transaction notifications
I want to build this

Real voices

“Gain Surge wants a ton of personal information (name, phone number, credit card number, etc.) to tell us who made the charge”

Source: Stack Exchange (money) · CC BY-SA 4.0, user-contributed content from Stack Exchange; summarized and modified

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